Sample Page

This is an example page. It’s different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this:

Hi there! I’m a bike messenger by day, aspiring actor by night, and this is my website. I live in Los Angeles, have a great dog named Jack, and I like piña coladas. (And gettin’ caught in the rain.)

…or something like this:

The XYZ Doohickey Company was founded in 1971, and has been providing quality doohickeys to the public ever since. Located in Gotham City, XYZ employs over 2,000 people and does all kinds of awesome things for the Gotham community.

As a new WordPress user, you should go to your dashboard to delete this page and create new pages for your content. Have fun!

Backed By Highly Rated Insurance Carriers

We only utilize the nation’s largest and strongest insurance carriers (with extremely high credit ratings) to issue Depositor Bonds. The ratings of these carriers are the strongest type of security next to U.S. government obligations. Credit ratings of each carrier are constantly monitored by S&P, Moody’s, A.M. Best, and the U.S Treasury.

Improve Liquidity & Stress Tests

A primary benefit of Depositor Bonds is the release of a bank’s Tier 1 capital when assets are no longer pledged to secure deposits, which also improves stress tests from regulators.

Diversify Your Collateral Options

We believe it’s prudent for banks to have a diversity of collateral options including U.S. Government Securities, FHLB LOCs, CDARS, and Depositor Bonds. Collateral optionality provides increased flexibility for Treasury and Liquidity operations as market conditions fluctuate.

Reduce Costs & Market Risk

Depositor bonds are stable, cost effective credit instruments which only have a premium charge by the insurance carrier. They do not have market value fluctuations, and do not require any hedging activities to protect their value. When evaluated against the total transfer cost pricing of other collateral options, they are extremely competitive and normally cost less than other collateral options.

Avoid Pledging Collateral

One of the primary advantages of Depositor Bonds is that they do not require the pledge of any bank assets, and are unsecured credit obligations of the bank which do not restrict your balance sheet.

Diversify Your Collateral Options

Depositor bonds provide excess FDIC insurance, which allows your bank to provide any of your larger customers (and new clients) the peace of mind that their deposits are fully insured.